Retirement Planning

The goal of retirement planning is to both protect and grow wealth, leaving you in a comfortable and enjoyable position when your working days come to an end. Endeavour Financial Planning helps Wirral individuals and business owners plan their long-term finances. Call us today for a free no obligation discussion on how we can help you grow your money.

Wirral committed to growth

In its report “Delivering Wirral’s Growth”, Wirral council outlined its commitment to transforming the local economy. Council leader, Phil Davies said:

“Driving economic growth, helping to create good, high-paying jobs, is incredibly important.”

Wirral Council is investing in projects that encourage economic expansion in the region so that Wirral businesses and individuals will benefit financially, thus leaving those involved in them in a healthy financial position for the rest of their lives.

Don’t be passive

Wirral council is taking an active part in promoting economic growth. Many individuals do the opposite by taking a passive role when it comes to investments. We believe that money simply left in a current account or in a low interest rate savings account is not the best way to invest your money, yet for many people this is the extent of their investment planning.

Money profile

If you want to grow your money then you need to create an investment plan. The first step is to create your money profile. Identify your goals and financial needs. You need to work out how much you can save regularly. Your profile includes your salary as well as a prediction of your future salary.

You also need to identify the level of risk you are prepared to take when investing.

The investment plan

Your investment plan includes savings and investment products that aim to achieve your financial goals and that take into account your risk level.

A plan needs to cater for retirement so that you have an adequate income when you retire. Don’t forget, the plan is not just about yourself, but also looks at how to provide for your family. You may want investments to pay for your children’s education both at school and university, or you may need to save for a deposit to buy the family home.

You do not need to do it yourself

Creating a financial profile and a plan based on that profile can be complicated and may be difficult to achieve. Fortunately, you do not have to do it all yourself. An independent financial advisor can work with you to create a retirement plan.

Take action today by talking to Endeavour Financial Planning who will create a bespoke retirement plan tailored to your money profile.

A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

Contact us about Retirement Planning

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